About Us

We believe financial planning shouldn’t be complicated. We provide the reassuring independent advice our clients need in a fair and clear way.

We focus on providing the most appropriate, impartial advice based on your individual situation and our in-depth understanding of solutions available. And as we’re independent we’re able to recommend products from across the whole of the market.

Rathmore Financial Consultants - Personal Financial Planning

Trusted and Experienced Experts

With over 30 years’ experience we’re proud to have worked with multiple generations of families across the UK, helping them make the right financial decisions throughout their lives.

We have a proven track record of helping clients with everything from securing investment returns to making the most of their hard-earned retirement savings, funding long-term care fees and reducing inheritance tax bills.

Our reputation is extremely precious to us and that’s why we are so proud of the long-term relationships we have built with our clients.

Clients regularly recommend us because they value our empathy and experience when difficult decisions need to be made.

We also work with a number of business clients across the South of England and further afield, advising them on employee benefits services, providing corporate tax planning advice and protecting their businesses.

Fully Qualified Specialists

All of our independent advisers hold full diploma qualifications from the Chartered Insurance Institute in financial protection, savings, equity release, home reversions, investments, taxation, trusts, long-term care fees planning, pensions and point-of-retirement options.

The pension transfer Gold Standard is granted by the Personal Finance Society (the professional body for financial advisers) and provides a voluntary code of good practice for safeguarded and defined benefit pension transfer advice, based around a set of principles.

Rathmore Financial has adopted this standard and principles, so consumers can be confident they are dealing with a firm that is going beyond minimum requirements when giving pension transfer advice.

Our hard working and professional team’s specialisms complement each other, giving you access to a wealth of expertise at competitive prices.

Our clients also benefit from our appointed representative status with Tenet Connect, a national financial services company. This relationship gives our clients access to a wide range of services and solutions on competitive terms.

Experience shows that while change is inevitable, consistent service prevails over everything.

Rathmore advisers know that the firm’s reputation is building, as existing clients continue to refer new clients.

All Rathmore advisers are shareholders.

They share the responsibility for everything that is done, they are accountable for each step of the advice process.


Get in touch today to find out more about how we can help.

Contact us today to book your initial consultation

Meet the team

Will Molony

Will is one of the founding directors of Rathmore Financial Limited. He maintains the same level of enthusiasm and drive for financial planning as he did when he entered the industry in March 1978. It’s just one of the reasons while multiple generations of families have turned to him for financial advice.

A firm believer in having a deep understanding of client needs, Will has used his experience to become an expert in retirement options and pension transfers, and this has enabled him to become a holder of the retirement advice standard from the Society of Later Life Advisers (SOLLA).

Away from Rathmore Financial, Will can be found tending his garden, throwing pots and cheering on Leicester City FC.

Meet the team

Floyd Fombo

Since 1999 Floyd has developed an impressive CV. He has worked as part of a large national IFA’s specialist advisory team, reached the status of Chartered Financial Planner and is Bristol’s longest serving independent SOLLA member.

His experience means that he is equally at home in recommending both conventional and complex financial solutions to his client’s needs – all of which are made based on a deep understanding of their requirements.

Outside of work Floyd spends time with his young family, and can often be found behind the stove or his BBQ as he follows his passion for food beneficiaries.

Meet the team

Paul Scobie

Paul’s career in financial advice spans over 30 years. During this time he has built an impressive network of both personal and corporate clients, all of whom benefit from his expertise across personal cash-flow planning, at-retirement planning and a rigorous approach to problem solving.

His experience of dealing with an ever-changing saving and investment environment, supported by robust and comprehensive long-term financial planning methods, mean that his clients can be confident his recommendations will stand the test of time.

In his spare time Paul can often be found travelling the globe; a great way to indulge another of his passions – architecture.