Long term care planning advice


When a loved one loses their independence, it can have a significant impact on the whole family. We understand that at this time you want to find the best care for your relative.

The need for long-term care, and how it should be paid for, is arguably one of the greatest causes for concern among our growing aging population. Many elderly people were brought up to believe that the State would look after them ‘from cradle to grave’. Sadly, this is not usually the case.

Although the NHS provides free medical care in hospitals, the provision of long term care outside hospitals is now the responsibility of individual local authorities and is not free to everyone.


Clear and honest independent advice


Long-term care fees planning can be a complicated and sensitive area. Our planning specialists have a wealth of knowledge and experience in this area, and we have advisers accredited by the Society of Later Life Advisers (SOLLA).

Our care-fees planners provide the reassuring long-term care funding advice you need to help you find a way to pay for the care required.

We will help you to understand how the various options will affect you. It’s so important that you and your family are comfortable before making any decisions. We will cover the full range of options including:

  • Long-term care funding ‘at home’: different care packages are available offering different levels of care. Once the right care has been chosen, there may be the need for some expert thinking to help you understand how to best fund the costs.
  • Residential and nursing care home funding: a common dilemma is how to meet funding shortfalls while attempting to curtail the impact on family assets. Our planning fee specialists will help you narrow down to an appropriate solution.


Get in touch today to find out more about how we can help.

Thank you for all your help in structuring the financial details of my retirement as professionally and efficiently as you
did. It was certainly a comfort for someone not in financial services to have such expertise on hand to evaluate our
requirements and develop a suitable solution. It gives my wife and I great confidence and peace of mind to know that
our investments and pension payments are under such professional management.

Mr O.

Bristol, 12/2023

We have been working with Rathmore Financial since 2018 and have been very pleased with the advice and the
services provided. We would definitely recommend your company.

Mrs D.

Gloucestershire, 12/2023

We are very happy with the many years of our association with Rathmore. Their advice has been invaluable and the
way they work makes us confident that we will be looked after now and in the future

Mr & Mrs H.

London, 12/2023

As a true novice in the world of investment, I found the experience to be smooth sailing thanks to my
financial advisor, Mr Paul Scobie. From the outset, Paul was friendly, and professional, ensuring I
understood each step of the process and was diligent with determining the type of investments best
suited to me and my future needs. I have no hesitation in recommending his services and that of
Rathmore Financial.

Mrs J.

Gloucestershire, 12/2023

Contact us today to book your initial consultation